Given the current traffic conditions, having a two-wheeler makes it possible to reach any place you want. However, accidents are unexpected, so it is best to secure your vehicle ahead of time with an adequate insurance policy. It is also mandatory to obtain at least third-party bike insurance. People frequently don’t give bike insurance much thought and merely purchase it as a formality. Two-wheeler insurance third-party insurance choices can help you make better decisions.

Later on, people have difficulties understanding the policy wordings and absorbing all of the jargon. However, if you are cautious and avoid the pitfalls listed below, you will have a fantastic deal.

1. Proper research was not carried out.

When people purchase two-wheeler insurance coverage without paying close attention, they wind up spending more money than they should. First, determine what type of policy you want, then conduct thorough research and review all accessible possibilities. This way, you’ll be aware of all the plans on the market and will be able to receive better concessions. Make sure you understand the items that are covered under a third-party policy and what is covered under a comprehensive policy.

1. Missing Out on NCB Claims

If you do not file a single claim during the policy period, the insurance company will give you a concession on your premium amount when you renew your policy, known as a No Claim Bonus (NCB). The concession will be applied to the upcoming year’s premium. If you change insurance companies, the NCB can still be transferred because it belongs to you, not your bike. To save money on your two-wheeler insurance renewal, avoid filing claims for small losses. These things, such as minor scratches, can be paid for out of pocket. * ##

1. Buying Only Less Expensive Insurance and Being Underinsured

Most consumers believe that acquiring an expensive policy is a waste of money since they base their decision on price. You may believe that by purchasing low-cost coverage, you will save money while also insuring your bike. However, I regret to inform you that this is not how it works. ##

If your insurance policy is less expensive, you should investigate the scope of coverage it provides. If you choose only an economical two-wheeler insurance policy with insufficient coverage, you will suffer significant damages if your bike is involved in a traffic accident someday. As a result, constantly evaluate numerous policies online and choose the insurance that will be adequate for you. You can use the premium calculator provided online to estimate the cost of your coverage before purchasing it. An online calculator will help you understand the difference between an economical-only policy and one with real value.

1. Disregarding the Policy Document

Most of you make the error of not reading the policy documents. Anyone considering purchasing a new insurance policy should properly read the policy wording. The reason for this is that it contains the terms and conditions, exclusions and inclusions, and so on of your individual policy, which could be third-party insurance for bikes or comprehensive coverage that will assist you in how to claim two-wheeler insurance. There’s a chance that the coverage you’re looking for is on the list of ‘exclusions,’ and if you discover this while claiming, you won’t be allowed to use your policy. As a result, it is recommended that you comprehend all of the policy’s benefits and cons before making a final selection.

Now that you know what frequent mistakes people make when purchasing a two-wheeler insurance policy, you can go ahead and acquire one without making any mistakes. Also, make sure to purchase your insurance coverage online, as this will make the entire process much easier for you.

* Standard T&C Apply

## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

Most household chores are based on plumbing. Bad plumbing can cause leaks and blockages in your home that can cause serious damage. Due to leakage, moisture will start accumulating in your walls and your walls will become weak. A clogged bathroom or sink will hinder your daily routine tasks.  

There is a lot that a plumber can do, from installing & repairing hot water systems to fixing blocked drains, leaking taps, toilet repairs, gas fitting, pipe repair including roofing, lighting, home automation, home plumbing & electrical renovation, drainage clearing, pipe fixing, water heater repairs, bathroom renovation, septic tanks layout and many more. We all know how challenging it can be when our water utility is turned off for whatever reason. It affects cooking, laundry, personal hygiene, and flush-toilet function. 

There is no doubt that plumbing has evolved over the centuries, and, in the process has grown in complexity as well. Complicated systems can make life easier, but when something goes wrong, they will need expert care to be fixed. Clogged drains may be easy enough for anyone to take care of, but when a pipe bursts and water begins to fill in the kitchen and the bathroom, it’s no more a layman’s job and can only be handled by a professional plumber.  

Plumbing services are a must, not only in our homes but also in commercial establishments like offices, hospitals, malls, hotels & apartments. It is very important to understand that plumbing services not only save water but also help to reduce health issues. Plumbing secures a valuable supply of clean water making it safe for health, hygiene, and well-being.

Choose plumbing services carefully and wisely 

When looking for the best and the most affordable plumbing services for your needs, you need to scout the internet for the best plumbing services in your local area and read the reviews about them, preferably not from their own site. Get a quote from them and do the same with 2 others. Compare the portfolios, reviews, cost, and additional benefits and then choose them. One more important thing to look for is they must be insured. Insurance will protect you and the plumber in the event of an injury or accident.

NRJ Plumbing for all your plumbing needs

The trained professionals at NRJ Plumbing have complete knowledge about their field. In addition to this, they are very precise in their work and ensure that they do not harm the surrounding areas in any way. Above all these qualities, they are also very quick in finishing their work within the designated hours. 

NRJ Plumbing is a personalized service provider and has a large team of experts who are well-versed in various plumbing services. You can book doorstep plumbing services on their well-curated website. The company’s expert plumbers are available for all residential and commercial projects; including bathroom water filters, building piping and plumbing, toilet boilers, and more. Whether you require a handyman plumber for a small repair job or need a team of plumbers for bath fittings or install a new water pipeline connection, NRJ Plumbing is always there for you. Visit their website for more information.